Medicare Supplement
Betterthanmedicare can also be used as a free Medicare supplement. Some BTM patients keep their Medicare Plan D and order part of their medications from us and part at home using Medicare. There are no extra fees for using both. You just pay your regular Medicare fees. BTM does not charge any extra fees - just the prices listed on our website.
Call to discuss with a BTM representative free of charge which medications you should buy through BTM. Betterthanmedicare does not ship any narcotic or controlled medications and shipping times can take between 14-21 days.
Stan is taking Plavix 75mg one per day, Celebrex 200mg one per day and Oxycontin 30mg 1 tablet twice a day. Listed below are the prices for a 30 day supply.
|
|
Cost at Retail Drugstore |
|
| Plavix 75mg | $143 | $25 |
| Celebrex 200mg | $119 | $23 |
| Oxycontin 30mg | $330 | Not available |
Plavix total drug cost for 12 months full retail $143 x 12=$1,716
Celebrex total drug cost for 12 months full retail $119 x 12=$1,428
Oxycontin total drug cost for 12 months full retail $330 x 12 = $3,960
Total spend with No Medicare $7104
In the USA with Medicare Stan pays a $310 deductible and then he must pay 25% of the drug cost until he has spent $2,405 and then he must pay 50% of the cost of covered brand name prescription drugs until his total out of pocket cost reaches $4,550. He is also eligible for a $250 rebate when he enters the "doughnut hole".
Stan Pays
- $310 deductible
- 25% of $2,520 = $630
- Stan then must pay 50% in the doughnut hole (50% of $3,610 = $1,805) until total out of pocket is $4,550. Total value of medication is $7,104. Stan has paid $2,745 and Medicare has paid $3,695 for a total of $6,440 and now Stan pays 5% for the rest of the year $7,104 - $6,440 = $664 x 5%= $33 for a total Stan spends with Medicare $2,745 + $33 = $2,778 - $250 (rebate) = $2,528.
Total spend with Medicare $2,528
With a combination of Medicare and Betterthanmedicare
With Betterthanmedicare
Plavix 75mg $25 x 12=$300 + Celebrex 200mg $23 x 12=$276
With Medicare
Stan pays for Oxycontin (total price $3,960) $310 deductible then 25% of $2,520 = $630 (25% of drug cost) then 50% of the rest (50% of $1,130 = $565). So $310 + $630 + $565 = $1,505 - $250 (rebate) = $1,255 for the Oxycontin.
So the total Stan pays with the combined BTM and Medicare is $300 (Plavix) + $276 (Celebrex) + $1,255 (Oxycontin and Medicare fees) = $1,831 vs. $2,528.
Total spend with Medicare and Betterthanmedicare combined = $1,831
A saving of $697 vs. Medicare alone
