Mary is on the following drugs Plavix 75mg,  Lipitor 20mg and Celebrex 200mg  she takes 1 pill a day of all medications. Listed below are the prices for a 30 day supply:

Drug Name	Cost at Retail Drugstore (No Medicare)	BTM Price
Plavix 75mg	$143	$25
Liptior 20mg	$120	$22
Celebrex 200mg	$119	$23

Plavix total drug cost for 12 months full retail $143 x 12 = $1,716

Lipitor total drug cost for 12 months full retail $120 x 12 = $1,440

Celebrex  total drug cost for 12 months full retail $119 x 12 = $1,428

Total spend No Medicare $4,584

In the USA with Medicare Mary pays a $310 deductible and then must pay 25% of the drug cost until she has spent $2,830 and then must pay 100% until her total out of pocket cost reaches $4,550.  She is also eligible for a $250 rebate when she enters the "doughnut hole".

Mary Pays    

• $310 deductible
• 25% of $2,520 = $630
• Mary then must pay 100% $4,584 - $2,830 = $1,754

Total Mary spends with Medicare Plan D  $310 (Deductible) + $630 (25% of drug cost)  + $1,754  - $250 (rebate) = $2,444.

With BetterThanMedicare.com

Mary pays
Plavix 75mg  $25x12 months =$300
Lipitor 20mg $22x12 months =$264
Celebrex 200mg $23x12 months = $276   
Total Mary spends with BetterThanMedicare.com $300 + $264 + $276 = $840
Mary saved $2,444 - $840= $1,604 over her Medicare Part D plan. She didn’t have to pay any deductible or worry about her coverage running out or falling into a doughnut hole.

Medicare Supplement

Betterthanmedicare can also be used as a free Medicare supplement. Some BTM patients keep their Medicare Plan D and order part of their medications from us and part at home using Medicare.  There are no extra fees for using both. You just pay your regular Medicare fees. BTM does not charge any extra fees - just the prices listed on our website.

Call to discuss with a BTM representative free of charge which medications you should buy through BTM. Betterthanmedicare does not ship any narcotic or controlled medications and shipping times can take between 14-21 days.

Stan is taking Plavix 75mg one per day, Celebrex 200mg one per day and Oxycontin 30mg 1 tablet twice a day. Listed below are the prices for a 30 day supply.

Drug Name	Cost at Retail Drugstore (No Medicare)	BTM Price
Plavix 75mg	$143	$25
Celebrex 200mg	$119	$23
Oxycontin 30mg	$330	Not available

Plavix total drug cost for 12 months full retail $143 x 12=$1,716
Celebrex  total drug cost for 12 months full retail $119 x 12=$1,428
Oxycontin total drug cost for 12 months full retail $330 x 12 = $3,960
Total spend with No Medicare $7104

In the USA with Medicare Stan pays a $310 deductible and then he must pay 25% of the drug cost until he has spent $2,405 and then he must pay 100% until his total out of pocket cost reaches $4,550.  He is also eligible for a $250 rebate when he enters the "doughnut hole".

Stan Pays   

• $310 deductible
• 25% of $2,520 = $630
• Stan then must pay 100% in the doughnut hole ($3,610) until total out of pocket is $4,550. Total value of medication is $7,104. Stan has paid $4,550 and Medicare has paid $1,890 for a total of $6,440 and now Stan pays 5% for the rest of the year $7,104 - $6,440 = $664 x 5%= $33 for a total Stan spends with Medicare $4,550 + $33 = $4,583 - $250 (rebate) = $4,333.
  

Total spend with Medicare $4,333

 

With a combination of Medicare and Betterthanmedicare

With Betterthanmedicare
Plavix 75mg $25 x 12=$300 + Celebrex 200mg $23 x 12=$276

With Medicare
Stan pays for Oxycontin (total price $3,960) $310 deductible  then 25% of $2,520 = $630 (25% of drug cost) then 100% of the rest ($1,130). So $310 + $630 + $1,130 = $2,070 - $250 (rebate) = $1,820 for the Oxycontin.

So the total Stan pays with the combined BTM and Medicare is $300 (Plavix) + $276 (Celebrex) + $1,820 (Oxycontin and Medicare fees) = $2,396 vs. $4,333.

Total spend with Medicare and Betterthanmedicare combined = $2,396

A saving of $1,937 vs. Medicare alone