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Example 1

Mary is on the following drugs Plavix 75mg,  Lipitor 20mg and Celebrex 200mg  she takes 1 pill a day of all medications. Listed below are the prices for a 30 day supply:


Drug Name

Cost at Retail Drugstore
(No Medicare)


BTM Price

Plavix 75mg $143 $25
Liptior 20mg $120 $22
Celebrex 200mg $119 $23

Plavix total drug cost for 12 months full retail $143 x 12 = $1,716

Lipitor total drug cost for 12 months full retail $120 x 12 = $1,440

Celebrex  total drug cost for 12 months full retail $119 x 12 = $1,428

Total spend No Medicare $4,584

In the USA with Medicare Mary pays a $310 deductible and then must pay 25% of the drug cost until she has spent $2,830 and then must pay 100% until her total out of pocket cost reaches $4,550.  She is also eligible for a $250 rebate when she enters the "doughnut hole".

Mary Pays    

  • $310 deductible
  • 25% of $2,520 = $630
  • Mary then must pay 100% $4,584 - $2,830 = $1,754

Total Mary spends with Medicare Plan D  $310 (Deductible) + $630 (25% of drug cost)  + $1,754  - $250 (rebate) = $2,444.

With BetterThanMedicare.com

Mary pays
Plavix 75mg  $25x12 months =$300
Lipitor 20mg $22x12 months =$264
Celebrex 200mg $23x12 months = $276   
Total Mary spends with BetterThanMedicare.com $300 + $264 + $276 = $840
Mary saved $2,444 - $840= $1,604 over her Medicare Part D plan. She didn’t have to pay any deductible or worry about her coverage running out or falling into a doughnut hole.